The Customer-Owned Advantage
Over the years, AgChoice Farm Credit has shared a cooperative spirit that is unparalleled in the industry. We have always worked alongside our customers, and during the past 95 years of AgChoice's existence, we have witnessed many changes. Our business took root in rural communities. As a result, we've understood the needs of part-time farmers, rural homeowners, the forest products industry and production agriculture from the very beginning.
Serving the needs of agricultural producers is the only reason for our existence. We've witnessed every change and new development within the agricultural industry and rural communities it supports for more than 95 years. We understand agriculture and we understand country living. Since we're owned by our customers, you can count on us to be responsive to changing agricultural and rural needs and trends.
The People Advantage
Our seasoned professionals have the expertise and talent you need to help you achieve your goals in business, at home and in life. We are dedicated to creating a fulfilling, lifelong financial relationship with you. Our mission is to offer you knowledgeable advice, the right tools and conveniences, support services and solutions so that you can reach your financial goals.
Our loan process is carefully designed with you in mind. That allows each loan to move forward at the speed you want it to move. We're committed to working with you and others in agriculture to help shape a better community. As a cooperative agricultural lending institution, our commitment is to you, the customer-owner. That's the AgChoice Way.
The Farm Credit System Advantage
Today, the Farm Credit System provides more than $90 billion in farm loans to more than a half-million borrowers, including farmers, ranchers, rural homeowners, agricultural cooperatives rural utility systems and agribusinesses.
Unlike commercial banks, farm credit system banks and associations do not take deposits. Instead, loanable funds are raised through the sale of system-wide bonds and notes in the nation's capital markets.
There are six regional Farm Credit Banks in the Farm Credit System, one bank for Cooperatives and one Agricultural Credit Bank. Typical farm credit services offered by the regional banks and associations include real estate loans, operating loans, country home mortgage loans , credit-related life insurance, crop insurance and various financially-related services such as farm business consulting and financial planning.
AgChoice Farm Credit is affiliated with AgFirst Farm Credit Bank.